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Archives: 2021

How NOT to Drive in Winter Weather

Winter driving has its challenges. But throw an inexperienced — or inconsiderate — driver into the mix, and your daily commute can get much more difficult. It’s always aggravating when other drivers put you at risk. Getting stuck behind a driver who is spinning their tires or not paying attention isn’t just annoying…it’s dangerous. Related: The 7 Biggest Winter Driving Myths, Debunked Winter driving calls...

What Happens if I Withdraw My 401(k) Early?

A 401(k) is a company-sponsored retirement plan that gives employees a tax break on the portion of their salary they contribute to the plan. Contributions are automatically withdrawn and invested in funds of the employee’s choosing, and employers have the option to match contributions. 401(k) plans are designed for retirement savings. Early withdrawal of funds carries heavy penalties under normal circumstances.  How Soon Can You...

How to Prevent a Dryer Fire

Further compounding the problem of dryer fires is the fact that many people now install dryers outside of their basements. This typically results in dryer vent pipes being much longer. Those longer vent pipes have a greater likelihood of being twisted and turned to accommodate the structure of the home—and that creates spaces for lint to collect. What could happen if my dryer catches on...

Keeping Health Coverage While Between Jobs

Health insurance is not just nice to have – it is essential to your family’s well-being. If you are between jobs, you have several options for keeping health coverage until you start a new position. COBRA “COBRA” stands for the Consolidated Omnibus Budget Reconciliation Act. This law gives workers who lose or leave their jobs the right to continue group health benefits for a limited...

Beginner's Guide to Commercial Auto Insurance

Are you using company-owned vehicles to conduct business? You might need to consider getting commercial auto insurance. For those who are new to the game, this may be a confusing subject. You know you need coverage, but may not be clear on what kind or how much. Our knowledgeable agent can help ensure you have the specific coverage you need for your unique operations. The...