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Archives: 2022

What All Can You Use An HSA For?

Health savings accounts (HSAs) have become extremely popular in the past decade. According to key findings of a Devenir Research study, HSA accounts exceeded 25 million in a recent year, holding $53.8 billion in assets. HSAs are popular with employees enrolled in Qualified High Deductible Health Plans (HDHPs) because they allow them to pay for out-of-pocket healthcare expenses for themselves and their families with tax-free...

Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions it is considered normal wear-and-tear and not covered by auto insurance...

Is Coffee Good Or Bad For Your Health?

A cup of coffee in the morning is a long-established ritual for many of us in America. According to Gallup News, nearly two-thirds of all adults in the U.S. drink at least one cup of coffee a day. Average daily consumption is 2.7 cups, a statistic that has not changed since 1999, despite warnings in the past that coffee may be harmful to your health....

What Not to Store in Your Basement

Basements are often treated like one giant junk drawer (hey, no judgment here). But many have also evolved to offer a below-ground hideaway for entertainment or playrooms, home offices and more. Regardless of what you use your lower level for, remember, there are still some things you should avoid storing down there. But when it’s unavoidable, a little preparation and forethought (like having the right...

Can I Lower My Life Insurance Premiums?

A life insurance policy can give you peace of mind knowing that your family will be provided for if anything should happen to you. Unfortunately, many people put off this critical task, in many cases due to concerns about cost. A major factor affecting your premiums is the rating the insurance company assigns you based on an assessment of your health and lifestyle. There are...