10 Steps to Successfully Kickstart Your Business!

Posted: December 19, 2023

Starting your own business can be an exciting and rewarding venture. However, navigating the early stages with precision and care is essential. To help guide you, we’ve outlined ten critical steps to ensure your business takes off on the right foot. 1. Find the Perfect Opportunity: Determine Your Business Concept The first step in launching your business is to find the right opportunity and determine...

A Guide to Protecting Your Precious Holiday Gifts

Posted: December 16, 2023

The holiday season is a time of giving, and many of us enjoy showering our loved ones with special and often valuable gifts. These gifts carry sentimental and financial value, whether it’s expensive jewelry, collectibles, vintage items, or custom-made treasures. However, many people may not realize that their standard homeowner’s insurance policy may not provide sufficient coverage for these valuable items. That’s where valuable items...

Final Wishes: How Funerals are Evolving

Posted: December 15, 2023

Shortly after a collection of memorial stones caught Adrienne Kloecker-Kalivoda’s eye at a funeral directors convention last fall, the Kloecker Funeral Home and Crematory, Inc. in Erie, Pennsylvania, made an addition to its service offerings.Kloecker, an ERIE commercial Customer, became one of more than 600 funeral homes to partner with Parting Stone, a company that turns cremated remains into polished stones for survivors to remember...

7 Myths About Health Reimbursement Arrangements (HRAs) Debunked

Posted: December 13, 2023

Health Reimbursement Arrangements (HRAs) are a valuable and flexible tool for employers to provide health benefits to their employees. However, like many aspects of the insurance industry, there are some misconceptions about HRAs. Let’s debunk seven common myths and set the record straight. Myth 1: HRAs Don’t Qualify as a Real Health Benefit Debunked: HRAs are indeed a genuine health benefit. They are employer-funded accounts...

How to Prioritize Your Health Over the Holidays

Posted: December 10, 2023

Warm greetings to the holiday season! As the air gets colder and the festive lights begin to twinkle, it’s easy to get swept up in the excitement of the holidays. However, amidst the joyful celebrations and gatherings, it’s crucial to remember to prioritize your health. This season, let’s explore critical tips to ensure you’re taking care of your physical, mental, and emotional well-being during the...