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Medicare Supplement Insurance: Is Plan F Going Away?

Starting Jan. 1, 2020, Medigap plans sold to people new to Medicare won’t be allowed to cover the Part B deductible. Because of this, Plans C and F will no longer be available to people who are new to Medicare on or after Jan. 1, 2020. However, if you already have one of these two plans (or the high deductible version of Plan F), you’ll...

I Have Life Insurance Through Work. Isn’t That Enough?

Picture this: You land an exciting new job with great benefits: vacation time, health insurance, 401(k)… even free lunch once a week! They offer group life insurance, too – two times your annual salary. That sounds like a lot, right? In many cases, it might not stretch as far as you think. Let’s say you make $50,000 per year. A benefit of $100,000 can make...

What To Expect From A Life Insurance Exam

While you’ve likely shopped around to find the best auto, home or renters insurance, there might still be one lingering item on your insurance to-do list: get a life insurance policy. The process to get a life insurance policy isn’t that different from what you’re used to: Find a company you trust and work with a trusted professional to determine how much coverage you need. However,...

Digital Estate Planning: What Happens To Online Logins After You’re Gone?

Update: Talk to your local agent to request a contact-free life insurance quote. For a limited time, we are waiving the requirement of a paramedical exam in light of CDC guidance to maintain social distancing and prevent the spread of COVID-19. Thanks to the wonders of the internet, you can do just about anything online these days. Whether it’s watching a movie, checking your bank account balance,...

Don’t Let These 6 Reasons Hold You Back From Buying Life Insurance

Update: Talk to your local agent to request a contact-free life insurance quote. For a limited time, we are waiving the requirement of a paramedical exam in light of CDC guidance to maintain social distancing and prevent the spread of COVID-19. What are the real reasons holding you back from getting life insurance*? Are you like the majority of Americans who don't have it, but say that they...