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Archives: 2019

11 Tips For A Safe & Fun New Year’s Eve

As the new year approaches, there are plenty of ways to celebrate. You can watch the ball drop with your family, host a gathering with friends, or even count down until midnight at a public party. But whether you’re ringing in the new year at home or spending a night out on the town, safety should always be a top priority. Here are a few...

What Happens If I Stop Adding To My 401(k)?

If you have a 401(k) account through your employer, it is never a good idea to stop contributing to it, even temporarily, if you can possibly avoid it. If you are experiencing a financial crisis of some sort, the solution is not to stop adding to your 401(k). The following are some important reasons to continue contributing to your 401(k), even in times of financial...

Simple Ways To Add More Exercise To Your Daily Routine

The health benefits of exercise cannot be overstated. Research has found that exercise can: Elevate mood Relieve stress and anxiety Increase energy levels Contribute to weight loss Strengthen muscles and bones Improve the health of the skin Reduce the risk of chronic diseases, such as diabetes and heart disease Improve brain function and memory Aid relaxation and sleep quality Reduce chronic pain Boost sex drive...

Three Uncommon Life Insurance Scenarios

In most cases, when the insured on a life insurance policy dies, the proceeds are paid out to named beneficiaries without a hitch. However, you should be aware of certain unusual scenarios that could occur. Speak with our knowledgeable agent for professional help in avoiding potentially tricky situations with your life insurance policy. Beneficiaries & Insured Persons Die At The Same Time It is not...

Understanding Kidnap & Ransom Insurance

Kidnapping for ransom is a lucrative business for perpetrators and more prevalent than you may think. The Insurance Information Institute (III) reports that kidnapping for ransom is on the increase. Prime targets are wealthy businesspeople and their families, professionals traveling abroad, journalists, and aid workers. Most kidnappings of Americans for ransom or extortion occur in Mexico, Columbia, Central or South American countries, parts of Africa,...