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Category: Life Sense

Is a Medicare Supplement Insurance Plan Worth It?

When you sign up for Medicare Parts A and B, you also have the option to apply for a Medicare Supplement insurance plan. A Medicare Supplement plan, sometimes called “Medigap,” is a private insurance policy that can help pay for some of the health care costs that Medicare doesn’t cover. But is this coverage really necessary? And more importantly — is it worth it? WHY CHOOSE...

15 Common Questions About Life Insurance

How much life insurance do I need, anyway? A number of factors – including your age, debts, monthly expenses and number of children – can influence how much life insurance you may need to comfortably plan for your future. A local insurance professional like an ERIE agent can give you a free quote based on your unique needs. As a general rule of thumb, the experts...

Buying Life Insurance for the First Time? Then Read These 8 Tips

Maybe you just got married. Or had your first child. Or started a business. Whatever the life event is, you are now buying life insurance for the first time. And that might intimidate and confuse you a little. Help ease your mind by reading the following advice for anyone who is buying life insurance for the first time. Understand who (or what) you’re protecting Major...

What’s a Coverage Review (And Why Do I Need One?)

When it comes to insurance, the best policy is one that provides the right protection for you and your family — right now. That means as your life changes, your insurance coverage should, too. In an ideal world, you’d call your insurance agent every time you finished a home renovation, bought a new vehicle, or got a new job. But life is busy. And with...

15 Signs It Might Be Time to Have an Insurance Agent

Why do you need an insurance agent? Insurance agents are professionals who know the nuances of the industry. Although you can shop for quotes, policies, or endorsements by yourself, it’s best to have an expert by your side to help you understand the best coverage options for you and your family. (Related: 9 Life Changes to Tell Your Insurance Agent About) Here are some advantages...