HSA vs. PPO: Which Is Right For You?

Posted: March 25, 2024

Choosing the right health insurance plan is a critical decision that can impact your healthcare costs and coverage. Health Savings Account (HSA) and Preferred Provider Organization (PPO) are two common options, each with distinct features. Let’s explore the details to help you determine which is right for you. Understanding HSA: A Savings-Focused Approach Health Savings Accounts (HSAs) offer a unique blend of healthcare and savings...

How Do I Insure My Old Home?

Posted: March 25, 2024

Everyone loves a home with real character built right in, and they just aren’t built like they used to be. Older homes come with many unique quirks and designs that are not seen in modern buildings, making them appealing to many homebuyers. However, before diving into a beautiful older home purchase, many are left wondering, how do I insure it and what’s the difference from...

How to Prevent Lapsed Life Insurance Policies

Posted: March 22, 2024

Life insurance is a crucial component of financial planning, providing a safety net for your loved ones. However, the risk of a lapsed policy can undermine its purpose. To ensure the continuity of life insurance coverage, it’s essential to be proactive. Here’s a guide on how to prevent lapsed life insurance policies. Understanding Lapse and Its Consequences A lapsed life insurance policy occurs when the...

Why Should I Consider a Business Umbrella Policy?

Posted: March 22, 2024

As a proud business owner, it’s your job to consider the “what-ifs” for your business. Of course, you don’t want to think about the worst… but no matter how careful or cautious you and your employees are, accidents do happen – and sometimes they can be serious.If you experience a catastrophic accident, things can get costly… and fast. That’s where your ERIE agent and ERIE’s Business...

6 Ways to Prevent Home Water Damage

Posted: March 20, 2024

It’s a fact of life that water backs up, overflows, floods and generally goes where it doesn’t belong.Are you worried about water ruining your home? If so, the following list can help you spot – and fix – some of the most common home water damage problems. Some you can tackle on your own, but others are best left to the pros.And since nothing is...